Portland Community College - PO Box 19000
Portland, OR 97280-0990

Business Administration Department  

Syllabus  

 

Course:

BA 218  - Personal Finance - 4 credits CRN 30111

Web Site:

my.pcc.edu

Term:      

Summer 2019  

Instructor: 

DeLyse Totten  

Contact:

(971) 722-4822, SY SS 201, dtotten@pcc.edu 

Important Class Information: This summer term class is compressed into a short time period so the pace of the class is fast! This class is to be completed entirely online using class websites with course materials. The online component is delivered using the PCC supported software D2L. You will not be required to be on-campus, but you will need to read the textbook and any other notes, view power point presentations, post at least two (2) times to each graded discussion assignment and complete homework or other graded assignments and quizzes and exams by logging into the class website at least two times each week. I will be communicating with students primarily through the D2L class website, however some communication will be through email. To be successful in this course check the class web site at least 2 times a week and participate and complete work and quizzes by the due date.

Accessing the BA 218 course website:

  • D2L Brightspace: accessed through the Quick Links section on the MyPCC Home page. Alternate login is at online.pcc.edu using your MyPCC username and password.

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PCC Helpdesk: If you have any technical difficulties with D2L software please contact the PCC Help Desk at 971-722-8200 or outside the Portland area call 1-866-922-1010 ext. 8200, or click here for the PCC Student Support Web Page

Course Descriptions: Explores the role of the consumer in our economy, problems of financing family and individual needs, including budgeting, banking relationships, borrowing, insurance, risk management, real estate, investing, portfolio management, retirement and personal taxes. Personal Finance is designed to expose the interested student to many functions of personal finance. The course provides the students with information that can be used to develop an overall financial plan and an understanding of critical areas where decisions should be made. Topics such as the economy, budgeting, taxes, shopping, real estate, credit, retirement and estate planning are discussed in an introductory manner. The course includes reading, viewing and/or listening to lectures, answering questions, taking quizzes and exams, completing exercises, discussion board postings, participation and other assignments. 

Prerequisite knowledge and/or skills:  

 

A willingness to take charge of your own learning. Taking a Web class is much like a 'guided' independent study. Materials are provided for you to read and review; it is up to you to study them, participate in any discussion and activities, complete assignments and take online quizzes. You have control over when you do your work each week, but you also have the responsibility to get the work done without the structure of a classroom meeting. This is very challenging for some people. You must 'attend' class each week - you'll need to read the text book, view presentations, take quizzes, turn in assignments, read e-mail, post to the discussion board, and pace yourself over any projects.

 

Be familiar and comfortable with your computer including MS Office, e-mail and Internet.

 

College level communications skills and basic math skills. Communication skills are essential for any college level class. WR 115, RD 115, and MTH 20 or equivalent placement test scores.

 

 

Learning Outcomes

After successfully completing this course, students should be able to:

  • Use a framework for financial planning to understand of the overall role finances play in his/her personal life.
  • Apply financial principles to demonstrate sound, practical decision-making in personal financial situations.
  • Communicate effectively in dealing with personal business matters.

The learning outcomes listed in this syllabus are those actions that a student who successfully completes the course should be able to perform. The educational experienc, however, is a two-way interactive process involving both the student and the instructor. The student must play an active role in the learning process in order to be successful.

Required Text - Personal Finance (13th edition) Author: Kapoor, Publisher: McGraw-Hill Higher Education

Computer:  Computer time is required. Office 2007 or newer and compatible web browser required.

Due Dates- All homework, quizzes and discussion assignments and any other work are to be completed and submitted by the due date and time. Late work is not fair to me or to the students who work hard to get things completed on time. Plan enough in advance so that any problems may be addressed in time. If you are having difficulties meeting deadlines, please contact me prior to the due date, as I may be able to help. 

Participation- To foster a student-friendly learning environment students are encouraged to participate by interacting with other students in the class and may be required to post to Discussion Board assignments. I expect that you will treat me and other students with the utmost of courtesy and professionalism. This is an adult learning environment and I expect that everyone will handle it responsibly.

Students who wish to make an auditory or visual recording or to capture any sort of image or sound of any portion of the class must speak with the instructor ahead of time. Any such recording or capture is for personal use only and may only be used in a way consistent with academic policy. It may not be shared, copied, uploaded to the Internet, and/or distributed without written permission from the instructor as well as any other students in the class or who appear in an image or who are heard.

Feedback on work- Typically feedback on your work will include the grade earned and periodic written and/or oral comments.

E-mail Communication: You can send email to your instructor (DeLyse Totten) and to other students in this class. E-mail sent to the instructor is typically checked at least two times per week. I usually respond right after email is checked, but it may take longer at times.

Academic Honesty: Academic honesty is a course requirement. By enrolling in this course you agree that your answers to homework, quizzes and exams will be you own work (except for assignments that explicitly permit collaboration), that you will not make solutions to homework, quizzes or exams available to anyone else. This includes both solutions written by you, as well as any official solutions provided by the instructor or through other course materials, and that you will not engage in any other activities that will dishonestly improve your results or dishonestly improve/hurt the results of others. See PCC's Academic Integrity Policy.

Misconduct: - If you engage in any misconduct – such as giving or receiving help during an exam; removing test materials or exams; impersonating another or other forms of cheating; failing to follow the instructor’s directions; failing to follow other class requirements, policies or procedures – you may be subject to penalties, including voiding assignment and exam results. 

Special Needs: Any student who feels accommodation for a disability is needed should make arrangements with me to discuss your request before the end of the first week of the term. Students requesting accommodations must provide documentation of disability to PCC's Disability Services phone: 971-722-4341; and provide the Approved Academic Accommodations letter to the Instructor.  Disability Services may also be able to provide information about technologies that help people with disabilities in taking Web based hybrid and distance-learning classes.  

Grading System and Policies:  Your final course grade will depend on the instructor's evaluation of your overall course performance, including the instructor's assessment of your understanding of the course material and your mastery of the course outcomes. However, the following approximate guidelines are provided for your information. The tentative course grade may be calculated on a weighted basis by category, with categories to include quizzes and exams, homework and discussion assignments. To be successful in the course substantive work must be completed in each category. Regular participation is expected and is factored into your grade.

Grade:

 

A

90-100%

B

80-89%

C

70-79%

D

60-69%

F

Below 60

 

Note: For business courses (BA designation), the only grade option will be a letter grade basis only.  Pass / No Pass is not a grade option for BA courses.  

AUD - An audit grade (enrolling in the course without receiving grade or credit for the course) will be given to students who participate on a regular basis and who request a grade of audit at the beginning of the term.

I - A grade of I (incomplete) is not an option.  If you have problems completing the course work, due to circumstances beyond your control, we can discuss setting up a contract to complete the work.  The initial grade recorded will be the grade earned at the completion of the term.  Upon completion of course work, a grade change will be submitted, if the completed work causes a change.  An incomplete contract must be set up on an individual basis. For more information on grades see PCC Grading Policies.  

IW - It is the student's responsibility to withdraw from the class if the student does not want to complete it; however a student may be denied entry to the class if the student does not log in to the class by the third day of the quarter and/or if the student stops participating in the class.  To avoid this please make prior arrangements with me if believe you will miss 2 or more assignments. Please note that this is not an automatic option. Please note that this is not an automatic option.  If you stop participating and have not withdrawn yourself, you will likely be assigned a grade based on your work through the last day of attendance. See the PCC Adding and Dropping page to learn more about the last date to drop or withdraw from PCC courses.

College required statement: PCC is a sanctuary college. For more information and resources, see www.pcc.edu/resources/undocumented-students/ .

College required Title IX/Nondiscrimination statement: Portland Community College is committed to creating and fostering a learning and working environment based on open communication and mutual respect. If you believe you have encountered sexual harassment, sexual misconduct, sexual assault, or discrimination based on race, color, religion, age, national origin, veteran status, sex, sexual orientation, gender identity, or disability please contact the Office of Equity and Inclusion at (971) 722-5840 or equity.inclusion@pcc.edu .

I want you to learn and be successful in this course.  If you feel discouraged, concerned, or something unexpected develops during the term that interferes with your learning, please let me know.